The Effects of Risk Management Practices on Financial Performance: An Empirical Analysis on Islamic Banks

dc.contributor.authorÇürük, Suna Akten
dc.contributor.authorKüçük, Gülşah Şen
dc.contributor.authorIşık, Mine
dc.contributor.authorParlakkaya, Raif
dc.date.accessioned2024-10-04T19:07:39Z
dc.date.available2024-10-04T19:07:39Z
dc.date.issued2023
dc.departmentBayburt Üniversitesien_US
dc.description.abstractRisk is an inevitable reality for financial institutions, and once it is known, the main activity to be done is an effective risk management.The purpose of this study is to empirically analyze the effects of risk management practices on financial performance in Islamic banks. This study examines the effect of risk management practices on the financial performances of three Islamic banks operating in Türkiye through regression analysis. The data set of the study consists of a panel data containing 180 observations in total. Return on equity and return on assets, which are used as indicators of banks' financial performance, are dependent variables of the model. The financial ratios used to represent risk management are the independent variables of the model. The findings reveal that leverage ratio and asset utilization ratio have statistically significant effects on the performance of Islamic banks. The results of the study support the findings and arguments in the established body of previous literature. The findings obtained within the scope of this study could be used as guidance for the banks in their financial risk management practices and they will shed light on the future studies.en_US
dc.identifier.doi10.52642/susbed.1221549
dc.identifier.endpage33en_US
dc.identifier.issn1302-1796
dc.identifier.issn2667-4750
dc.identifier.issue51en_US
dc.identifier.startpage18en_US
dc.identifier.trdizinid1194088en_US
dc.identifier.urihttps://doi.org/10.52642/susbed.1221549
dc.identifier.urihttps://search.trdizin.gov.tr/tr/yayin/detay/1194088
dc.identifier.urihttp://hdl.handle.net/20.500.12403/4780
dc.indekslendigikaynakTR-Dizinen_US
dc.language.isoenen_US
dc.relation.ispartofSelçuk Üniversitesi Sosyal Bilimler Enstitüsü Dergisien_US
dc.relation.publicationcategoryMakale - Ulusal Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectRisk Managementen_US
dc.subjectFinancial Performanceen_US
dc.subjectIslamic Banksen_US
dc.subjectPanel Regressionen_US
dc.titleThe Effects of Risk Management Practices on Financial Performance: An Empirical Analysis on Islamic Banksen_US
dc.typeArticleen_US

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